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Welcome to Larry W. Payne Insurance

Now is a great time to discuss your insurance needs.

Multi-Policy Savings >>

Learn how we can help you save by insuring both your home and auto. Our agents work for you.

Auto Insurance >>

Work with an agent to find an auto policy right for you. Get more from your auto insurance policy.

Property Insurance >>

Protect your property with a home insurance policy customized to your needs.

Business Insurance >>

Work with an agent to receive a customized insurance quote for the specific needs of your business.

Farm Insurance >>

We work with top carriers to provide affordable insurance options for small to large farming operations.

Health Insurance >>

Secure affordable health insurance for you and your family. Work with an agent today to discuss your needs.

We partner with the best carriers in the industry..

At Larry W. Payne Insurance, we have a passion for helping and protecting families and businesses. We put our customers first and work strategically in the best interests of our clients.

2024 Auto Insurance Renewal

Changes in your state’s auto insurance policies may allow you to save on your auto insurance coverage. 

Home Insurance Evaluation

Are you currently underinsured? Our agents can help determine if your current coverage and rate are still the best solution for you.

What Our Client’s Have to Say

Rhonda Sheets
Rhonda Sheets
2023-09-01
Larry's agents are on POINT ☝️. So very informative of what I needed. Tiffany is a real Sweet woman. She helped me through everything. I wish everyone could be nice like Tiffany. Larry Payne is a very kind man.i am Honored to know him. Thank You for everything. :). :)
Billy Morrow
Billy Morrow
2023-08-24
I have been a Nationwide customer for a long time. Great customer service at this location. Very helpful in finding me the best fit for all our insurance needs. Would highly recommend!
Mike Blaney
Mike Blaney
2022-11-03
I have been using Larry Payne Agency for several years. Amy has gone above and beyond for all my needs. She is the best. I would recommend them to anyone for good and complete service.
Charles Green
Charles Green
2022-08-08
Nationwide has been my mother’s home and auto insurance for 30 years and they have served us well. Very friendly staff!
Pauline Reyes
Pauline Reyes
2022-04-19
Great place always so friendly and ever time I have called they always take care of whatever I need immediately no long waits and if the person you are talking to can't help they find someone who can
Daniel Case
Daniel Case
2021-09-29
Hands down a he best👏🏻We were paying almost double and Amy got us the same coverage for half the price. She even sent our new declaration page to our Leon holders without me asking! So thankful for her!
Steve Hinson
Steve Hinson
2021-09-17
Been with Them since 1996 Good People!! Always helping me out
Tyler H
Tyler H
2021-09-15
THE MOST AMAZING STAFF WHO, NO MATTER WHAT, DROP EVERYTHING TO HELP ME.... ALWAYS!!! COULD NOT/WOULD NOT IMAGINE MY PERSONAL OR BUSINESS INSURANCE BEING WITH ANY OTHER COMPANY THAN LARRY W. PAYNE AGENCY!!!

Bundle and Save

At Larry W. Payne Insurance, we recognize the importance of saving money while ensuring comprehensive coverage for your assets. By bundling your insurance policies, such as auto and home, our clients can take advantage of significant savings. Our experienced agents will work diligently to assess your individual needs and identify the best coverage options to maximize protection while minimizing costs. 

By combining policies, we can offer discounts and tailor a package that meets your unique requirements, providing you with peace of mind knowing that your assets are fully protected. Let us help you secure the best rate possible and enjoy the benefits of bundling your insurance policies with Larry W. Payne Insurance.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized insurance quote. An agent will contact you right away to discuss your needs and options.

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Auto Insurance Quote

We genuinely care about keeping you and your family safe and protected against whatever could happen while you’re out on the road. This passion is eminent with all of our services and is what makes our vehicle insurance agency one-of-a-kind.

Let our team at Larry W. Payne Nationwide Insurance take the stress out of finding and buying the right auto insurance policy. Give us a call today to talk about your coverage or to schedule a time to come into our office.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized Auto Insurance Quote. An agent will contact you right away to discuss your needs and options.

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Property Insurance Quote

Larry W. Payne Insurance offers comprehensive Property Insurance services tailored to meet the unique needs of each client. Our experienced team understands the importance of protecting your valuable assets, whether it be your home, rental property, or commercial space. 

We provide a range of coverage options to safeguard against risks such as theft, natural disasters, and liability issues. With a commitment to exceptional customer service and prompt claims processing, you can trust Larry W. Payne Insurance to provide reliable, personalized property insurance solutions for your peace of mind.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized Property Insurance Quote. An agent will contact you right away to discuss your needs and options.

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Business Insurance Quote

Larry W. Payne Insurance specializes in providing comprehensive Business Insurance services designed to protect your company and its assets. Our experienced team works closely with each client to assess their unique risks and develop customized insurance solutions to mitigate potential liabilities.

From general liability and property coverage to workers’ compensation and commercial auto insurance, we offer a wide range of policies to meet your specific needs. With our commitment to excellent customer service and prompt claims handling, you can trust Larry W. Payne Insurance to safeguard your business and help you navigate unexpected challenges with confidence.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized Business Insurance Quote. An agent will contact you right away to discuss your needs and options.

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Farm Insurance Quote

Larry W. Payne Insurance is a trusted provider of Farm Insurance services, offering tailored coverage options to protect your agricultural operation. Our experienced team understands the unique risks faced by farmers and ranchers and works closely with each client to create a customized insurance solution that meets their specific needs. 

From coverage for equipment, livestock, and structures to liability protection and crop insurance, we offer a comprehensive range of policies to safeguard your farm against unforeseen events. With our commitment to personalized service and prompt claims processing, you can rely on Larry W. Payne Insurance to provide reliable and effective Farm Insurance solutions for your peace of mind.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized Farm Insurance Quote. An agent will contact you right away to discuss your needs and options.

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Health & Life Insurance Quote

Larry W. Payne Insurance is a trusted provider of Health and Life Insurance services, offering comprehensive coverage options to protect you and your loved ones. Our experienced team understands the importance of safeguarding your health and securing your financial future, and works diligently to create personalized insurance solutions tailored to your unique needs. 

Whether you are looking for health insurance to cover medical expenses or life insurance to provide financial security for your family, we offer a range of policies to meet your specific requirements. With our commitment to exceptional customer service and expertise in the insurance industry, you can trust Larry W. Payne Insurance to provide reliable and cost-effective Health and Life Insurance services that give you peace of mind.

Get Started, Speak With an Agent

Call directly during normal business hours or use the form below to request a customized Health and Life Insurance Quote. An agent will contact you right away to discuss your needs and options.

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