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Troutman & Lake Norman Office

Larry W. Payne Insurance • Serving Lake Norman & Iredell County

Your Independent Insurance Agency in Troutman, NC

Conveniently located on South Main Street in Troutman, our Lake Norman team helps local families and business owners protect what matters most. As an independent agency, we do not work for a single insurance company—we shop over thirty top carriers to find you the best coverage and lowest rates for your cars, home, boat, and business.

Office Information

Physical Address
Larry W. Payne Insurance
427 S Main St
Troutman, NC 28166
Direct Phone
Hours of Operation
Mon – Fri: 8:30 am – 5:00 pm
Closed Saturday & Sunday
Communities We Serve
Troutman, Mooresville, Statesville, Cornelius, Davidson, Huntersville, Denver, and all of Lake Norman & Iredell County.
Call 704-980-0998 Get Directions ↗
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Coverage Tailored for Lake Norman & Iredell County

LWP
As independent agents living and working in Troutman, we understand local insurance needs that online single-carrier sites miss. Here are key protections we specialize in for our community:

Lake Norman Waterfront & Docks

Specialized coverage for waterfront homes, private docks, piers, seawalls, boat lifts, and shoreline premises liability around Lake Norman.

Boat, Jet Ski & Marine Watercraft

Agreed value hull coverage, marine liability, watersports liability, and on-water towing for pontoons, ski boats, and personal watercraft.

North Carolina Auto Insurance

We compare rates with 30+ top carriers to beat rising NC rate revisions for Troutman, Mooresville, and Statesville drivers.

Contractor & Small Business Coverage

Commercial general liability, inland marine tool floaters, and workers' comp tailored for Iredell and Mecklenburg trades and builders.

Meet Your Troutman Team

LWP
Our experienced, licensed agents work for you—not for an insurance company. Get to know our local staff members below:

Looking for Better Coverage or Lower Rates in Troutman?

One call to our Troutman team unlocks competitive quotes from over 30 leading carriers. Let us do the shopping for you.

Call 704-980-0998 Get a Free Quote Online